In West Texas, divorced father Toby Howard (Chris Pine) and his ex-con brother Tanner (Ben Foster) carry out early morning robberies of two branches of the (fictional) Texas Midlands Bank. They plan to commit several small-scale bank robberies over the course of a few days. Though the robberies are well-planned, Tanner’s wild nature leads to him taking unnecessary risks, frustrating Toby. It is revealed that their mother has recently died, leaving their ranch in debt due to a reverse mortgage, which, if not paid off in a few days, will result in foreclosure on the property. Toby is determined to pay off the mortgage and, because oil has recently been discovered on the land, he plans to sell the oil rights in order to pay for a comfortable life for his estranged sons.